HDFC Debit Card EMI
We are all fascinated by the new items selling on the internet. If you are also the kind of person who falls in love with the products online then the HDFC debit card EMI option is just for you. You can purchase any product with easy and payable installments online. You can buy anything including electronics, furniture, apparel, and many more. The option of how to check hdfc debit card emi statement online makes things easy and convenient for you as you can check the statement anytime. If you search how to check hdfc debit card emi statement online on the internet you will get a lot of different results. But make sure you are going with the right and trustworthy website. This content is for you if you want to learn how to check hdfc debit card emi statement online, all you have to do is to read it till the end.
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Features and benefits of HDFC debit card EMI along with the how to check hdfc debit card emi statement online:
- It will not block your money in the bank account after buying anything on EMI.
- You just have to pay a very less amount as a downpayment to shop your favorite product online.
- To get the benefit of EMI, you have to pay a very minimal fee as GST on the transaction. Before going with the EMI option, you should read the EMI and GST policy provided there.
- The best part of HDFC debit card EMI statement online is that you can choose desired repayment tenure. You can go with a minimum of 3 months to maximum 24 months time period.
- You don’t have to wait for hours to get the approval as the process will take only a few minutes.
- The online HDFC debit card EMI option removes the documentation work and you can easily enjoy the hassle and paperwork-free process.
Before learning how to check hdfc debit card emi statement online, you should check out the different category options where you can enjoy the debit card EMI statement option:
- Electronics and smartphones
- Laptops \ tablets
- Furniture \ home decor
- Health & wellness \ hospitals \
- Apparels, shoes & accessories
- Education
We all know that HDFC bank is one of the top banks in India and it is situated in Mumbai, Maharashtra. All bank provides a debit card to all the saving account holders so that the customer can buy online products anytime. If you don’t know how to check hdfc debit card emi statement online, the following steps will help you. You should also focus on how to check hdfc debit card emi loan details as they are also very important.
Fee and charges on debit card EMI statement before proceeding to how to check hdfc debit card emi statement online:
- Auto debit return penal interest
According to the policy, about 2% plus 18% GST is applicable to the subject to a minimum of rs 450. And don’t forget to learn how to check hdfc debit card emi statement online so that you can check out the interest and charges. The steps on check how to check hdfc debit card emi loan details are very easy as all the tools are available on the website itself.
- Late payment fee
Nonpayment or partial payment will be penalized with the EMI outstanding of rs 300 plus GST 18% irrespective of the outstanding EMI. The right method to how to check hdfc debit card emi statement online will let you know the charges.
- Pre-closure charges
The pre-closure of the loan will attract the charge of 3% of the principal balance outstanding plus GST 18%. To know the pre-closure charge you should be aware of how to check hdfc debit card emi statement online.
- Rate of interest
About 16% ROI is for debit card EMI. The main method of how to check hdfc debit card emi statement online will send you proper details of the ROI through the application and emails.
how to check hdfc debit card emi statement online by Email
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If you want to receive the debit card EMI statement on your email then you should register your email in the bank. You have to visit the bank and fill out a form to register the email id with your bank account. Hdfc bank will send monthly statements to your email regularly.
Also Read: Mutual Fund Lock In Period
The below step-by-step procedure will help you to know how to check hdfc debit card emi statement online:
- At first, you have to log in to your email id on your phone before proceeding to how to check hdfc debit card emi statement online.
- Make sure that you have filled in the right email and password to go for how to check hdfc debit card emi statement online.
- Search HDFC bank in the search box, and you will get all the emails received from the HDFC bank.
- Majorly emails will show you the name of the “HDFC bank credit cards” in the process of how to check hdfc debit card emi statement online.
- The subject of the email will be like this “your HDFC bank debit card loan statement for the month of jan2022”.
- It will be a pdf attachment and the last step of how to check hdfc debit card emi statement online.
- Download the pdf file as it will contain the EMI statement online in the process of how to check hdfc debit card emi statement online.
- The pdf file will be protected with a password, you have to enter the right password to open the file.
- The password can be the first four digits of your name or the last four digits of the DOB as the last step of how to check hdfc debit card emi statement online.
For example:
If your name is Rahul and your date of birth is 25.05.2001 then your password will be RAHU2001.
how to check hdfc debit card emi statement online by customer care number
The HDFC bank provides a customer care number for the convenience of the customer to know how to check hdfc debit card emi statement online. The hdfc debit card EMI statement customer care number is 18002026161 and you can use it to get the hdfc debit card EMI statement.
How to check the eligibility for the personal loan for how to check hdfc debit card emi statement online
- You are eligible for a loan if you are a salaried doctor, CA, or any other private limited company employee or a public sector undertaking.
- You can also go for an HDFC loan if you are in the range of 21 to 60 years of age.
- When you have held a job for about 2 years and a minimum 1 year with the current employer.
- The people who are earning about 25000 or more than this per month.
If all the above criteria are filled by you then you can easily go for the loan with the HDFC bank. The documentation work is eliminated by the new technology and fast approval process. To apply for a loan you should follow the above criteria and if you are facing any kind of problem then you can visit any nearby HDFC bank to solve all your queries.
What is EMI and how you can lower it for how to check hdfc debit card emi statement online?
Email or monthly installments are the same things. You can buy any product by borrowing money from the bank and then repay it in the form of monthly installments. It is very important for every person to calculate their EMI first and then find a way to make it as low as possible. The factors which determine your EMI are as follows:
- The tenure,
- The loan amount
- The interest rate
The easiest way to calculate EMI is by using online calculators like the HDFC bank personal loan EMI calculator. You can also modify the loan amount and the tenure until you find the right one according to our needs. The HDFC bank offer loan amount up to 40 lakhs and with a tenure range from 12 to 60 months.
How to apply for the HDFC personal loan and how to check hdfc debit card emi statement online?
- The very first thing about the loanyou have to do is to know the reason to apply for the loan. After that identify the amount that you required to fulfill the need. If we talk about a personal loan then the HDFC provides only ten lakhs.
- The next step you have to take is to check whether you are eligible for the personal loan or not. You can use the HDFC bank personal loan eligibility calculator to determine the amount that you can borrow.
- After that, you have to calculate your EMI by using the HDFC bank personal loan calculator. It is very simple to operate and can select the right amount with the desired EMI amount.
- Now you have to approach the bank and apply for the loan through net banking, the bank website, or through the ATM. Apart from all this, you can also visit the nearby HDFC bank branch to get a loan.
- If you visit a bank then they only ask you to provide a few documents which include ID proof, address proof, income proof, etc.
After doing all the above points you should wait for the loan funds to be submitted to the bank and ut will take only a few minutes to approve the loan. If you use the method of how to check hdfc debit card emi statement then you will be able to pick the right one for yourself. But the non-HDFC bank customers will get the time of about 4 hours to get the loan. We recommend you to visit the website regarding how to check hdfc debit card emi loan details to get an easy loan in no time.
What are the other options that you can pursue personal loans?
- Credit card
Depending on your credit score, the bank will provide you with a loan. If your credit score and credit limit are according to the requirement then you can borrow a good amount of money from the HDFC bank. You should have to understand how to check hdfc debit card emi statement process before getting a loan and making an EMI.
- Securities
If you have mutual funds or shares then you can get the loan on them. The process is quick and without any initial investment but you have to check out the price of the securities in the market. You have to learn how to check hdfc debit card emi statement first before taking loan.
Apart from the above, there are numerous securities on which you can take loans like shares, mutual funds, and many more. After taking a loan, you should check hdfc debit card emi statement as you are aware of the process of how to check hdfc debit card emi statement online. If you have any kind of query then you can visit the official website of HDFC bank or you can visit the nearby HDFC branch.
FAQs:
Q. Do we check the HDFC bank debit card statement online?
Ans. Yes
Q. How to check the debit card statement online?
Ans. You can check the debit card statement through Email.
Q. How to get the HDFC bank card EMI number?
Ans. The EMI statement has the EMI number, you can get it from there.
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