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Term Insurance: How Much Cover Do You Actually Need?
“Buy cover worth 10-20 times your income” is the most repeated piece of insurance advice in India. It is also,…
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How to Increase Your SIP Amount Over Time
Every year your salary goes up. For most people, their SIP does not. This is what happens when it does…
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How to File ITR for Salaried Individuals: FY 2025-26 Guide
FY 2025-26 (AY 2026-27) · Last date: July 31, 2026 · ITR-1 and ITR-2 filing is live Which form to…
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What Happens to Your SIP When the Market Falls?
Your SIP keeps running. Your NAV drops. You panic. Here is what is actually happening — and why the crash…
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Good Debt vs Bad Debt: What You Need to Know
Some debt builds your life. Some quietly empties your wallet. The difference is not which loan you took — it…
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The Power of SIP: How Your Money Grows Over Time
For the person in their 30s who started late, keeps second-guessing the amount, and once paused their SIP during a…
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Old vs New Tax Regime: Which One Actually Saves You More?
Every April, your employer asks you to declare your tax regime. Most salaried employees guess. This article does the maths…
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The Power of Compounding: Why Your 30s Are Not Too Late
Most people spend their 20s ignoring compounding and their 40s regretting it. This article is for the person in between…
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Savings Account vs Fixed Deposit: Which Is Better for You?
A practical, India-specific comparison — interest rates, liquidity, tax treatment, and the situations where each one makes more sense. Quick…
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Emergency Fund: How Much Is Enough?
The definitive guide for Indian investors — how big your emergency fund should be, where to keep it, and when…
Jean Moreau
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