Author: Nivesh

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Author: Nivesh

  • best investment plan for a salaried person
    Investment

    What is the best investment plan for a salaried person earning 10 lakh in 2026?

    At ₹10 lakh, your effective tax under the new regime is zero. That means the entire conversation is about what…

    Nivesh

    August 10, 2026
  • Demat Account to Invest in Mutual Funds
    Mutual Fund

    Do You Need a Demat Account to Invest in Mutual Funds?

    The short answer is No. Here is the longer answer — how mutual funds actually track ownership, what you do…

    Nivesh

    August 4, 2026
  • Where to Park Money for a Few Days, Months, or Years
    Investment

    Where to Park Money for a Few Days, Months, or Years

    Got money sitting idle and not sure where to put it? Here is the direct answer — based on how…

    Nivesh

    July 27, 2026
  • Direct vs Regular Mutual Funds: Why Direct Plans Win Every Time
    Mutual Fund

    Direct vs Regular Mutual Funds: Why Direct Plans Win Every Time

    Same fund. Same fund manager. Same portfolio. But one plan silently takes 0.5–1% more from your returns every single year.…

    Nivesh

    July 19, 2026
  • Which Date Is Best for SIP
    SIP

    Which Date Is Best for SIP? The Honest Answer

    Short answer: it doesn’t matter much. Here is the data behind that claim — and the one factor that actually…

    Nivesh

    July 8, 2026
  • How to Show Capital Gains in ITR-2 FY 2025-26 Guide
    Tax

    How to Show Capital Gains in ITR-2: FY 2025-26 Guide

    A step-by-step walkthrough for salaried investors who sold mutual funds or stocks in FY 2025-26 and need to report those…

    Nivesh

    July 6, 2026
  • ELSS vs PPF vs FD Which Tax-Saving Option Is Best
    Tax

    ELSS vs PPF vs FD: Which Tax-Saving Option Is Best?

    All three give you the same ₹1.5 lakh deduction under Section 80C. What they do with your money after that…

    Nivesh

    July 1, 2026
  • How to Save Tax in the New Tax Regime
    Tax

    How to Save Tax in the New Tax Regime: FY 2026-27 Guide

    Most 80C deductions are gone. HRA is gone. 80D is gone. But the new regime still has more tax-saving levers…

    Nivesh

    June 30, 2026
  • Health Insurance Basics What You Need to Know Before You Buy
    Insurance

    Health Insurance Basics: What You Need to Know Before You Buy

    Medical costs are rising at 14% a year — faster than almost anything else. This article explains what health insurance…

    Nivesh

    June 29, 2026
  • Term Insurance How Much Cover Do You Actually Need
    Insurance

    Term Insurance: How Much Cover Do You Actually Need?

    “Buy cover worth 10-20 times your income” is the most repeated piece of insurance advice in India. It is also,…

    Nivesh

    June 15, 2026
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  • What is the best investment plan for a salaried person earning 10 lakh in 2026?

    What is the best investment plan for a salaried person earning 10 lakh in 2026?

  • Do You Need a Demat Account to Invest in Mutual Funds?

    Do You Need a Demat Account to Invest in Mutual Funds?

  • Where to Park Money for a Few Days, Months, or Years

    Where to Park Money for a Few Days, Months, or Years

  • best investment plan for a salaried person
    Investment

    What is the best investment plan for a salaried person earning 10 lakh in 2026?

    August 10, 2026