Author: Nivesh

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Author: Nivesh

  • Which Date Is Best for SIP
    SIP

    Which Date Is Best for SIP? The Honest Answer

    Short answer: it doesn’t matter much. Here is the data behind that claim — and the one factor that actually…

    Nivesh

    July 8, 2026
  • How to Show Capital Gains in ITR-2 FY 2025-26 Guide
    Tax

    How to Show Capital Gains in ITR-2: FY 2025-26 Guide

    A step-by-step walkthrough for salaried investors who sold mutual funds or stocks in FY 2025-26 and need to report those…

    Nivesh

    July 6, 2026
  • ELSS vs PPF vs FD Which Tax-Saving Option Is Best
    Tax

    ELSS vs PPF vs FD: Which Tax-Saving Option Is Best?

    All three give you the same ₹1.5 lakh deduction under Section 80C. What they do with your money after that…

    Nivesh

    July 1, 2026
  • How to Save Tax in the New Tax Regime
    Tax

    How to Save Tax in the New Tax Regime: FY 2026-27 Guide

    Most 80C deductions are gone. HRA is gone. 80D is gone. But the new regime still has more tax-saving levers…

    Nivesh

    June 30, 2026
  • Health Insurance Basics What You Need to Know Before You Buy
    Insurance

    Health Insurance Basics: What You Need to Know Before You Buy

    Medical costs are rising at 14% a year — faster than almost anything else. This article explains what health insurance…

    Nivesh

    June 29, 2026
  • Term Insurance How Much Cover Do You Actually Need
    Insurance

    Term Insurance: How Much Cover Do You Actually Need?

    “Buy cover worth 10-20 times your income” is the most repeated piece of insurance advice in India. It is also,…

    Nivesh

    June 15, 2026
  • How to Increase Your SIP Amount Over Time
    SIP

    How to Increase Your SIP Amount Over Time

    Every year your salary goes up. For most people, their SIP does not. This is what happens when it does…

    Nivesh

    June 14, 2026
  • How to File ITR for Salaried Individuals FY 2025-26 Guide
    Tax

    How to File ITR for Salaried Individuals: FY 2025-26 Guide

    FY 2025-26 (AY 2026-27) · Last date: July 31, 2026 · ITR-1 and ITR-2 filing is live Which form to…

    Nivesh

    June 13, 2026
  • What Happens to Your SIP When the Market Falls?
    SIP

    What Happens to Your SIP When the Market Falls?

    Your SIP keeps running. Your NAV drops. You panic. Here is what is actually happening — and why the crash…

    Nivesh

    June 13, 2026
  • Good Debt vs Bad Debt What You Need to Know
    saving schemes

    Good Debt vs Bad Debt: What You Need to Know

    Some debt builds your life. Some quietly empties your wallet. The difference is not which loan you took — it…

    Nivesh

    June 9, 2026
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  • Which Date Is Best for SIP? The Honest Answer

    Which Date Is Best for SIP? The Honest Answer

  • How to Show Capital Gains in ITR-2: FY 2025-26 Guide

    How to Show Capital Gains in ITR-2: FY 2025-26 Guide

  • ELSS vs PPF vs FD: Which Tax-Saving Option Is Best?

    ELSS vs PPF vs FD: Which Tax-Saving Option Is Best?

  • Which Date Is Best for SIP
    SIP

    Which Date Is Best for SIP? The Honest Answer

    July 8, 2026