Author: Nivesh

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Author: Nivesh

  • What Happens to Your SIP When the Market Falls?
    SIP

    What Happens to Your SIP When the Market Falls?

    Your SIP keeps running. Your NAV drops. You panic. Here is what is actually happening — and why the crash…

    Nivesh

    June 13, 2026
  • Good Debt vs Bad Debt What You Need to Know
    saving schemes

    Good Debt vs Bad Debt: What You Need to Know

    Some debt builds your life. Some quietly empties your wallet. The difference is not which loan you took — it…

    Nivesh

    June 9, 2026
  • The Power of SIP Over Time Corpus Tables, the Cost of Pausing, and What a Market Crash Actually Does to Your Returns
    SIP

    The Power of SIP: How Your Money Grows Over Time

    For the person in their 30s who started late, keeps second-guessing the amount, and once paused their SIP during a…

    Nivesh

    June 2, 2026
  • Old vs New Tax Regime Which One Actually Saves You More
    Tax

    Old vs New Tax Regime: Which One Actually Saves You More?

    Every April, your employer asks you to declare your tax regime. Most salaried employees guess. This article does the maths…

    Nivesh

    May 28, 2026
  • The Power of Compounding: Why Your 30s Are Not Too Late
    Finance

    The Power of Compounding: Why Your 30s Are Not Too Late

    Most people spend their 20s ignoring compounding and their 40s regretting it. This article is for the person in between…

    Nivesh

    May 23, 2026
  • Savings Account vs Fixed Deposit Which Is Better for You
    Banking

    Savings Account vs Fixed Deposit: Which Is Better for You?

    A practical, India-specific comparison — interest rates, liquidity, tax treatment, and the situations where each one makes more sense. Quick…

    Nivesh

    May 20, 2026
  • Emergency Fund How Much Is Enough
    Finance

    Emergency Fund: How Much Is Enough?

    The definitive guide for Indian investors — how big your emergency fund should be, where to keep it, and when…

    Nivesh

    May 19, 2026
  • Daily SIP Calculator Start Investing from ₹100Day
    SIP

    Daily SIP Calculator: Start Investing from ₹100/Day

    Quick Summary: A daily SIP calculator helps you estimate returns from investing a fixed amount every day in mutual funds.…

    Nivesh

    February 1, 2026
  • What is a Recurring Deposit Account 
    Banking, Finance

    What is a Recurring Deposit Account? 

    Introduction Imagine you’re a 25-year-old software engineer in Bangalore, earning ₹50,000 per month. After paying rent, groceries, and other expenses,…

    Nivesh

    August 27, 2025
  • National Pension Scheme(NPS) A Smart Way To Build Your Retirement Fund
    saving schemes

    National Pension Scheme(NPS): A Smart Way To Build Your Retirement Fund

    Preparation for your retirement is a wise decision you can make during your lifetime, and the National Pension Scheme(NPS) is…

    Nivesh

    August 5, 2025
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  • Where to Park Money for a Few Days, Months, or Years

    Where to Park Money for a Few Days, Months, or Years

  • Direct vs Regular Mutual Funds: Why Direct Plans Win Every Time

    Direct vs Regular Mutual Funds: Why Direct Plans Win Every Time

  • Which Date Is Best for SIP? The Honest Answer

    Which Date Is Best for SIP? The Honest Answer

  • Where to Park Money for a Few Days, Months, or Years
    Investment

    Where to Park Money for a Few Days, Months, or Years

    July 27, 2026